Here's what you need to know
The highly automated technology allows you to complete the process 100% online and if approved, receive a loan offer instantly.
You will only be considered for finance if you:
- Are 18 years old or over.
- Are a New Zealand citizen or permanent resident.
- Have a New Zealand Driver’s license or a valid New Zealand or Australian Passport.
- Reside in New Zealand.
- Have a valid email address and phone number.
- Agree to a credit check.
Terms and Fees:
- The loan is interest-free.
- Establishment fee of $55 or Advance fee of $35 (existing account holder).
- Flexible payment periods of up to 36 months.
- Minimum monthly payment of $10 or 3% of the total outstanding amount (whichever is higher).
- An annual fee of $50 is applied to your account in two 6-monthly instalments (a fee of $25 is applied to your account on opening and every 6 months thereafter).
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